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2025 Home Flipping Tax changes!

2025 Home Flipping Tax changes!

On January 1, 2025, British Columbia implemented the BC Home Flipping Tax to discourage short-term property speculation.

Government of British Columbia

Key Details:

  • Applicability: The tax targets profits from selling residential properties owned for less than 730 days (two years). This includes properties purchased before January 1, 2025, if sold after this date and held for less than two years.

    Government of British Columbia

  • Tax Rates:

    • Owned ≤ 365 days: 20% of the profit.

    • Owned 366 to 729 days: The rate decreases incrementally.

    • Owned ≥ 730 days: No tax applies.

  • Exemptions: Certain situations, such as sales due to divorce, estate distributions, or foreclosures, may qualify for exemptions. Some exemptions apply automatically, while others require filing a return.

    MLT Aikins

  • Filing Requirements: Sellers must file a BC Home Flipping Tax return within 90 days of the sale if:

    • The property was owned for less than 730 days.

    • Claiming an exemption that requires declaration.

  • Penalties: Non-compliance can result in significant fines and, in severe cases, imprisonment.

    MLT Aikins

This tax is part of B.C.'s Homes for People Plan, aiming to enhance housing affordability by reducing speculative activities in the real estate market.

Government of British Columbia

For comprehensive information, refer to the official B.C. government page on the BC Home Flipping Tax.

Government of British Columbia

Sources

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